IBPS SO 2018 New Exam Pattern (Exam Pattern Changed)

IBPS has released the much-awaited notification for Specialist Officer Recruitment in 2018. There are a total of 1590+ vacancies for various posts of Specialist Officers and it is a great opportunity for Government job aspirants to get a reputed job in the Banking sector. Now, before preparing for any Competitive Examination, the most important thing is to know the complete pattern of the Examination. So here is the complete pattern for Prelims as well as Mains Examination of IBPS SO Recruitment 2018.

The structure of the Examinations which will be conducted online are as follows:

A. Preliminary Examination

> For the post of Law Officer and Rajbhasha Adhikari

Sr. No.	Name of Tests	No. of Questions	Maximum Marks	Medium of Exam	Duration
1.	English Language	50	25	English	40 minutes
2.	Reasoning	50	50	English and Hindi	40 minutes
3.	General Awareness with Special Reference to Banking Industry	50	50	English and Hindi	40 min
	Total	150	125

> For the Post of IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer

Sr. No.	Name of Tests	No. of Questions	Maximum Marks	Medium of Exam	Duration
1.	English Language	50	25	English	40 min
2.	Reasoning	50	50	English and Hindi	40 min
3.	Quantitative Aptitude	50	50	English and Hindi	40 min
	Total	150	125

You have to qualify in each of the three tests by securing minimum cut-off marks to be decided by IBPS. Also, IBPS has introduced sectional timing of 40 Minutes for each section, so you need to pay special attention on time while preparing for the exam. 

B.  Main Examination

 The Pattern for Mains Exam includes the Professional Knowledge for various Posts.

> For the Post of Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer

Name of the Test	No. of Questions	Maximum Marks	Medium of Exam	Duration
Professional  Knowledge	60	60	English & Hindi	45 minutes

> For the Post of Rajbhasha Adhikari

Name of the Test	No. of Questions	Maximum Marks	Medium of Exam	Duration
Professional  Knowledge (Objective)	45	60	English & Hindi	30 minutes
Professional Knowledge (Descriptive)	2		English & Hindi	30 minutes

The pattern for Prelims Exam is same as other Bank Examinations, so you need to prepare the same way as you prepare for other Banking Examinations. Extra Efforts need to be given to the Professional Knowledge of the Subject for Various Posts of  Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer, Rajbhasha Adhikari.

 

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IBPS SO 2018 Notification

IBPS SO notification 2018 has been released for total 1599 vacancies of Specialist Officer (SO)! You can apply online for IBPS SO recruitment 2018 from 6th to 26th November 2018. 

Under these vacancies, the post of IT Officer, Agriculture Field Officer, Official Language Officer, Law Officer, HR / Personnel Officer, and Marketing Officer will be filled. In recruitment of IBPS SO posts, about 1599 posts in 15 banks will be filled. Online registration will run from November 6, 2018, to November 26, 2018. With registration, you can also do the modification until November 26. Call details for online examinations will be able to download from December. The pre-online exams will be held on December 29, 2018, and the results will be announced in January 2019. The call letter of the Main Examination will also be available for download in January. The main exam will be held on January 27, 2019, and the result will be in February 2019. Call trailers for interviews will be able to download in February 2019. 

A total of 1599 posts have been drawn up under these vacancies, as follows:

Post	Vacancy
Hr Personal Officer	81
Official Official	69
Marketing Officer	302
Agricultural Field Officer	853
IT Officer	219
Law Officer	75
The Total	1599

Mains Exam

For the post of Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer:

Sr. No.	Name of Tests	No. of Questions	Maximum Marks	Medium of Exam	Duration
1	Professional Knowledge	60	60	English and Hindi	45 minutes

For the post of Rajbhasha Adhikari

Sr. No.	Name of Tests	No. of Questions	Maximum Marks	Medium of Exam	Duration
1	Professional Knowledge (Objective)	45	60	English and Hindi	30 minutes
2	Professional Knowledge (Descriptive)	2		English and Hindi	30 minutes

☛ Will there be an interview round after the Mains written examination?

Yes, as per the latest official notification, the applicants who will be shortlisted in the Online Main Exam for CRP SPL-VIII will be called for a final Interview to be conducted by the Participating Institutions and coordinated by the Nodal Banks in each State/ UT with the help of IBPS.

☛ What are the minimum and maximum age to apply for the written exam?

A candidate's age should be minimum 20 years and maximum 30 years as on 01.11.2018.

☛ What is the educational qualification required for various posts in this recruitment process?

I.T. Officer (Scale-I) :

a) 4 year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & 

Telecommunications/ Electronics & Communication/ Electronics &

Instrumentation

OR

b) Post Graduate Degree in Electronics/ Electronics & Tele Communication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications

OR

Graduate having passed DOEACC ‘B’ level

Agricultural Field Officer (Scale I)
4 year Degree (graduation) in Agriculture/ Horticulture/Animal Husbandry/ Veterinary Science/ Dairy Science/ Fishery Science/ Pisciculture/ Agri. Marketing & Cooperation/ Co-operation & Banking/ Agro-Forestry/Forestry/ Agricultural Biotechnology/ Food Science/ Agriculture Business Management/ Food Technology/ Dairy Technology/ Agricultural Engineering/ Sericulture

Rajbhasha Adhikari (Scale I)
Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level.
OR
Postgraduate degree in Sanskrit with English and Hindi as subjects at the degree (graduation) level.

Law Officer (Scale I)
A Bachelor Degree in Law (LLB) and enrolled as an advocate with Bar Council.

HR/Personnel Officer (Scale I)
Graduate and Two Years Full-time Post Graduate degree or Two Years Full-time Post Graduate Diploma in Personnel Management / Industrial Relations/ HR / HRD/ Social Work / Labour Law.*

Marketing Officer (Scale I)
Graduate and Two Years Full-time MMS (Marketing)/ Two Years Full-time MBA (Marketing)/ Two Years Full-time PGDBA / PGDBM/ PGPM/ PGDM with specialization in Marketing *

* In case of dual specializations, one of the fields of specialization should be in the field prescribed. In case of major/ minor specializations, major specialization should be in the stream prescribed. Candidates having PG Degree (MMS or MBA)/PG Diploma with more than two specializations are not eligible to apply.

NOTE- For posts other than IT Officer Scale I: Candidates should have Certificate/Diploma/Degree in computer operations/ Language/ should have studied Computer / Information Technology as one of the subjects in the High School/ College/ Institute.

☛ What is the Application Fee?

Rs. 100/- for SC/ST/PWD candidates. 

Rs. 600 /- for all others 

☛ I have scored 55% in Graduation/ Post-Graduation. Am I eligible to sit for the exam?

Yes, you can apply as there is no percentage criterion.

☛ I am 19 years old. Can I sit for the exam?

No, You must be at least 20 years of age and not more than 30 years of age as on as on 01.11.2018.

☛ How to calculate the Percentage?

The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks (in all the subjects irrespective of honors / optional/additional optional subject, if any) multiplied by 100. This will be applicable to those Universities also where Class / Grade is decided on basis of Honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%.

☛ Is the exam Bilingual?

The tests except for the Test of English Language will be bilingual (English and Hindi).

☛ Is there a sectional cut-off in the exam?

Yes, candidates have to qualify in each of the three tests by securing cut off marks to be decided by the bank. The required number of candidates will be selected in order of their merit.

☛ Is there a rule for negative marking?

There will be negative marking of ¼ marks for every wrong answer.

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WhatsApp new feature Introduced in 2018 - Swipe to Respond, Dark Mode and WhatsApp Payment

WhatsApp is the most popular messaging apps, and WhatsApp has changed how people interact. In the last few years, WhatsApp has added many new features system, However WhatsApp always does something new for his users, so what are the upcoming features WhatsApp is coming up with that we are most likely to make use? How does WhatsApp intend to enhance the user experience of for its users and also what should you get out of the Facebook-owned system in the coming months?


There is no denying that WhatsApp is serving many brand-new features for both Android as well as iPhone customers. Nonetheless, we have currently seen a few of these WhatsApp features in beta variations of the application. Here we have a look at five of one of the most awaited WhatsApp features which the system is expected to launch quickly.

 

Swipe to Respond

WhatsApp is presently working on a 'Swipe to Respond' feature for Android customers. Right now, this attribute is currently offered on iPhone. With this attribute, one should swipe right the message they wish to respond, and the message will open in the reply context. WhatsApp has just recently sent a new upgrade via the Google Play Beta Program, which brings the beta version approximately 2.18.282 specifically.

 

Dark Mode

 

The long-awaited Dark mode setting might be introduced in WhatsApp and will be available to both Android and iPhone users. The Dark Setting attribute is already present in some of the most popular apps such as Twitter and YouTube, and Facebook will bring out a similar feature quickly. This feature will lower the stress on the eyes while utilizing the application at night or. Currently, there is no timeline regarding when this feature will come on the Whatsapp app. WABetaInfo revealed on Twitter, "I am happy to announce this good news: WhatsApp is finally working on a Dark mode. There are numerous other important secret updates instructions in current updates! Be Patient!, wishing it will be completely OLED friendly for Android phones, Apple iPhone X and newer versions!

 

WhatsApp Payments

When it appears to the upcoming WhatsApp features, WhatsApp payments is most demanding as it is a Unified Payments Interface (UPI)-based and it is in the testing phase in India since February. The Facebook-owned platform has persuaded in about million of beta testers of the UPI-based payments service and has collaborated with prominent banks including ICICI and SBI in India.

 

Group video and voice calls

To get over Google Duo and Skype, WhatsApp Group calling feature added which allows up to four WhatsApp users to do a conference video or voice call.

 

Forward limits

To control the spread of fake and false news, WhatsApp has rolled out a new feature for an India-specific version of WhatsApp. Under this new feature, users won’t be permitted to share media or message no more than five people at once.

 

Suspicious links Detection

With WhatsApp beta version, WhatsApp rolled out its suspicious link detection feature that will automatically review for the unusual presence in a website and then mark it with the red color that the site which you are about to visit is harmful and the link is suspicious.

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Merger of Bank of Baroda, Dena Bank and Vijaya Bank and effects on the stocks of public sector banks

Three Nationalize Banks - Dena Bank, Vijaya Bank as well as Bank of Baroda - will be combined to develop the third-largest Bank in the nation, the Finance Ministry said on Monday, as the initiatives to clean up the nation's financial system.

The Finance Ministry will continue to give resources assistance to the merged entity. The statement, made by Secretary in the Department of Financial Services Rajiv Kumar in the press conference with Finance Minister Arun Jaitley. After the announcement, Dena bank share price rises by 20% where Bank of Baroda share price drops by 14 % and Vijaya Bank share price surged 10.36%.

As the government announced the merger of three nationalized banks Bank of Baroda, Dena Bank, and Vijaya Bank, the share price of the public sector banks made major moves on the day. While Bank of Baroda share price fell up to 13. 76%, Vijaya Bank share price surged 10.36% on the BSE. Their weaker part Dena Bank share price rises by 20 %.

The merger of these three Mega PSU Merger Bank follows the merger of five associate banks and also the Bharatiya Mahila Financial institution entered into the State Bank of India (SBI) in April in 2015, which assisted the nation's biggest loan provider to boost its range and also cut expenditures through the synergy of operations. According to Rajiv Kumar, that experience has resulted in good results. This helped the government to take this big step in banking merger by deciding to merge three public sector lenders.

Financing Minister Arun Jaitley included that the merging has been planned in such a way that the merged banks do not turn up being weak compared to the individual entities. There will be no adverse effect on customers of the specific bank as an outcome of the suggested merger, and no staff member of all three banks will deal with any problems. The best solution will set for all of them, Mr. Jaitley Stated.

What The New Merger Bank Will have?

The trio of Bank of Baroda, Dena Bank & Vijaya Bank will create a merger bank with a nation and worldwide reach. With Bank of Baroda already has a widely spread channels, Dena Bank and Vijaya Bank are more regionally dense and focused.

1)  The Mega PSU Merger Bank will hold total business of Rs 14.82 lakh crore.

2) The Mega PSU Merger Bank will maintain an advances base of Rs 6.4 lakh crore presenting it as the third largest bank behind SBI and HDFC Bank.

Presently, state-run State State Bank of India, and also private sector peers HDFC Bank and even ICICI Bank are the three most prominent and largest banks in the nation.

3) It will keep a deposit of Rs 8.41 lakh crore.

4) The gross NPA will be approximately around Rs 80,000 crore. So the gross NPA ratio will be around 13%.

5) Total No of Branches will be 9,489.

6) Total no of Employees will be 85,675.

The proposal will be sent out to the boards of the three banks, which have to authorize it, before any further proceedings, Rajiv Kumar claimed. He added that the banking field requires reforms, which government, is taking care of banks capital requirements.

For BOB, the merger will mean a stronger presence in the western and southern regions, said PS Jayakumar, the CEO of the BOB.

According to a former official of  Vijaya Bank, the bank had proposed the government to take control of Dena Bank. Likewise, Bank of Baroda had also offered government with a merger with Vijaya bank, he or she agreed on speaking on the condition of anonymity. It appears the federal government took this choice after thinking about both propositions, stated this authority.

The government predicts that at the end of this financial year the merger procedure will be completed. The three banks will continuously operate individually until the merger.

Rationalisation of overseas operation in the banking sector remains at full speed, Mr. Kumar stated, the government is keen to take actions to ensure that history doesn't repeat as for NPAs are worried.

Talking on the merging, Arun Jaitley stated that financial institution funding was getting to be low and weak, hurting corporate sector financial investments.

The government had revealed that the merger of banks was in the budget plan and the primary step has been introduced, he included.

In August last year, the government had set up a ministerial committee to speed up the merger of banks.

It has been felt that the Indian banking sector requires the merger as a result of the large no of government entities. Currently, there are 21 nationalized banks. This number minimizes to 19 after the merging.

Because a lot of these banks have similar working, it has been felt that merger is justified. Nevertheless, in the past, such a step has been highly opposed by staff members unions as well as governments have also avoided it due to caution.

With the news on Monday, the government has indicated that the merger of nationalize bank will stay on its plan and agenda. In the meantime, it appears like the government is working with integrating banks with an existence throughout various parts of the nation.

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